Should I Use My Health Insurance Instead of Filing a Workers’ Comp. Claim?

September 21, 2010

No. If you have been injured on the job in Colorado, don’t let your employer pressure you into not filing a claim. Even if your employer questions whether the injury happened on the job, they must assist you with filing a claim. It is common for employers of all sizes to pressure employees into not [...]

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What is Maximum Medical Improvement (MMI)?

September 18, 2010
MMI in Colorado

Maximum Medical Improvement (MMI) is when your medical condition is not expected to improve significantly. This doesn’t necessarily mean that you are well, or totally fine. You may have remaining impairments from your injury. It just means that your doctor doesn’t expect any further improvement at this point. MMI is an important milestone in your [...]

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What is TTD or TPD?

September 14, 2010
TTD and TPD in Colorado

TTD: TTD is “Temporary Total Disability” benefits. In Colorado, TTD is paid when you are totally off work due to a work-related injury. TTD is paid at the rate of two-thirds of your average weekly wage (not to exceed a state maximum that changes each year). TPD: TPD is “Temporary Partial Disability” benefits. In Colorado, TPD [...]

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In Colorado, What Medical Benefits Are Covered by Workers’ Compensation?

April 20, 2010
medical bills, Colorado

If you are injured on the job in Colorado, your employer’s workers’ compensation insurance will pay the medical expenses related to your injury. Some examples of medical treatment that are covered are: Physical therapy Surgery Injections Prescriptions Follow-ups with your doctor(s) Mental health treatment, including therapy or counseling Blood work Imaging scans such as MRIs [...]

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Will Getting Social Security Affect My Workers’ Compensation Benefits?

April 12, 2010
Workers' comp. offset

Colorado is what is known as a “reverse offset state,” which means that Colorado workers’ compensation benefits are reduced (or offset) by Social Security disability benefits. It is called “reverse offset” because in most other states Social Security is reduced if you get workers’ comp. benefits. If you receive Colorado workers’ compensation benefits, your benefits [...]

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